AJAX progress indicator
  • To install nails into the vertical face of a bearing header or beam. Read More
  • To finish the front and all vertical sides of a concrete porch, step(s), or patio. Normally the "face" is broom finished. Read More
  • The brick used and exposed on the outside of a wall. Usually these have a finished texture. Read More
  • A failed listing is when a property listed on the MLS fails to sell and the listing is taken off the market. Read More
  • A consumer protection law that imposes obligations on (1) credit bureaus (and similar agencies) that maintain consumer credit histories, (2)(...) Read More
  • A federal law that aims to ensure there’s no discrimination in the housing market based on age, color, disability, familial status, gender,(...) Read More
  • The most common credit-scoring model used by lenders. FICO scores range from 300 to 850. According to this model, a higher score indicates a(...) Read More
  • The most common credit-scoring model used by lenders. FICO scores range from 300 to 850. According to this model, a higher score indicates a(...) Read More
  • The 40th percentile rent for rental units in a given metropolitan area. The FMR is calculated by HUD using data from the American Community(...) Read More
  • The agreed-upon price at which property would be transferred between a willing, well-informed buyer and willing, well-informed seller (each of(...) Read More
  • The value of a piece of property based upon a recent appraisal and the amount a buyer will pay. Read More
  • The dowward slope of drain pipes, typically a minimum of 1/4-inch per foot. Read More
  • A congressionally chartered corporation that buys mortgages on the secondary market from Banks, Savings & Loans, etc., pools them, and sells(...) Read More
  • Or "Fannie Mae Servicer". A lender that Fannie Mae has approved to sell loans to it and to service loans on Fannie Mae’s behalf. Read More
  • Horizontal boards attached to rafter/truss ends at the eaves and along gables. Roof drain gutters are attached to the fascia. Read More
  • Horizontal trim attached to the outside ends of rafters, or to the top of an exterior wall. Read More
  • An agency within the U.S. Department of Housing and Urban Development (HUD) that insures mortgages and loans made by private lenders. Read More
  • A congressionally chartered corporation that buys mortgages on the secondary market from Banks, Savings & Loans, etc., pools them, and sells(...) Read More
  • The 7-member Board of Governors that oversees Federal Reserve Banks, establishes monetary policy (interest rates, credit, etc.), and monitors(...) Read More
  • The highest degree of ownership that a person can have in real estate. An interest in real estate that gives the owner unqualified ownership and(...) Read More
  • Tar paper. Installed under the roof shingles. Normally 15 lb. or 30 lb. Read More
  • Metal tubes used to keep roof gutters "open". Long nails (ferrule spikes) are driven through these tubes and hold the gutters in place along the(...) Read More
  • A type of loan that is issued and insured by the Federal Housing Administration (FHA) of the U.S. Department of Housing and Urban Development(...) Read More
  • Metal straps that are used to repair a bearing wall "cut-out", and to "tie together" wall corners, splices, and bearing headers. Also, they are(...) Read More
  • A building material made with cellulose fiber, concrete, and recycled materials, such as glass. Read More
  • Glass in a fibrous form used in making various types of products including bathtubs. Read More
  • A real estate agent and their client may choose to enter a fiduciary relationship, where one party has the legal right to act and make decisions(...) Read More
  • To take measurements (cabinets, countertops, stairs, shower doors, etc.) in the home itself instead of using the blueprints. Read More
  • As opposed to blueprint dimensions, field measurements are taken on the home itself. Read More
  • The amount assessed for public recording of mortgage and other property ownership-related documents. Read More
  • The total of all the interest paid over the entire life of the loan, assuming the loan is kept through maturity, as well as all prepaid finance(...) Read More
  • The percentage of the property Purchase Price that will be funded through long-term bank financing. Read More
  • A manufacturing process of interlocking two shorter pieces of wood end to end to create a longer piece of dimensional lumber or molding. Often(...) Read More
  • Finish carpentry includes finishing touches such as installing trim, doors, cabinets, stairs, and flooring after the main structural(...) Read More
  • When painting, a top or final coat. Read More
  • A basement area is considered finished when that lower-level area is floored, insulated, and covered with drywall or paneling on the walls and(...) Read More
  • Or "Finish". A type of carpentry that focuses on cabinetry, model building, fine woodworking, joinery, parquetry, and other similar projects(...) Read More
  • Short horizontal members sometimes nailed between studs, usually about halfway up a wall. Read More
  • A solid, tight closure of a concealed space, placed to prevent the spread of fire and smoke through such a space. In a frame wall, this will(...) Read More
  • Brick made of refractory ceramic material which will resist high temperatures. Used in a fireplace and boiler. Read More

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