New Construction Loans in North Carolina
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grow your business.
grow your business.
Get Pre-Approved Now
Construction loans for builders and investors in cities like Charlotte, Raleigh, and Greensboro.
Accelerate Your Success
Are you an experienced builder who can build more - but lack the funding to do so? We lend on permit-ready single- and multi-property residential construction projects. Highlights include:
Loan-to-value up to 70% ARV
Loan-to-cost up to 85% LTC
Loan terms up to 18 months
Flexible Loans for Builders
The real estate market moves fast, and having access to reliable construction financing can give you the competitive edge you need to succeed. At LYNK Capital, we’re committed to providing investors with the tools, funding, and expertise to transform neighborhoods and achieve exceptional returns with the best construction loans available.
Borrow With Confidence
LYNK Capital has funded over $1 billion of construction loans for projects just like yours. As a trusted direct lender, we bring years of experience and personalized service to every loan, giving you confidence that you are partnering with a team of experts who understand your real estate investment goals.
Make More Money
Construction loan interest rates in North Carolina from 9.50%
Get Started Now
Start your construction project with the financing you need today. Get pre-approved in minutes with our online application - or call us at 407-476-2500.
Where We Lend
AL, AR, CO, CT, DC, DE, FL, GA, IA, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, NE, NJ, OH, OK, PA, RI, SC, TN, TX, VA, WI, WV
What's Special About North Carolina?
North Carolina’s real estate market is one of the most dynamic and appealing in the country, offering excellent opportunities for real estate investors. Cities like Charlotte and Raleigh are experiencing rapid population growth and strong demand for housing, driven by thriving tech and finance industries, making them ideal for both rental properties and fix-and-flip projects. The Research Triangle, which includes Raleigh, Durham, and Chapel Hill, is a hotspot for high-income renters and homebuyers, thanks to the presence of world-renowned universities and major employers. Beyond the urban centers, Asheville’s vibrant arts scene and proximity to the Blue Ridge Mountains attract vacationers and retirees, creating opportunities for short-term rentals and second homes. North Carolina’s relatively low cost of living, rising home values, and diverse property options, from suburban developments to coastal retreats, ensure a wide range of profitable investment strategies. The state’s strong economy and high quality of life make it a standout market for real estate investors.
Our Lending Experts Are Here to Help
Thinking about a new construction project in North Carolina? Ready to get an approval? We want to make your life easier with our flexible process and knowledgeable staff. Get started with our online pre-approval and you'll be one step closer to a fast closing.
Frequently Asked Questions
Getting started with a ground-up construction loan from LYNK Capital is simple. Begin by completing our online application, which allows us to understand your funding needs. Our process is designed to minimize delays and maximize efficiency so that you can focus on what you do best: building properties in North Carolina for profit.
Renovation & Construction FAQs
Copyright © 2025 LYNK Capital Management Company, LLC. All Rights Reserved.
LYNK Capital® is a registered service mark.
LYNK Capital offers fix & flip loans, new construction loans, bridge loans, and DSCR rental loans to real estate investors.
Disclaimers: LYNK Capital makes loans solely for business purposes (and not for personal or consumer use) and is exempt from licensing in all states in which it operates. LYNK Capital Fund, L.P. does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice. No information on this site is intended to, or shall, create a legally binding commitment or obligation on the part of LYNK Capital Fund, L.P. and all terms are expressly subject to LYNK Capital's credit, legal, and investment approval process.