New Construction Loans in Virginia

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grow your business.
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Construction loans for builders and investors in cities like Virginia Beach, Norfolk, and Chesapeake.

Accelerate Your Success
Are you an experienced builder who can build more - but lack the funding to do so? We lend on permit-ready single- and multi-property residential construction projects. Highlights include:
Loan-to-value up to 70% ARV
Loan-to-cost up to 85% LTC
Loan terms up to 18 months
Flexible Loans for Builders
The real estate market moves fast, and having access to reliable construction financing can give you the competitive edge you need to succeed. At LYNK Capital, we’re committed to providing investors with the tools, funding, and expertise to transform neighborhoods and achieve exceptional returns with the best construction loans available.
Borrow With Confidence
LYNK Capital has funded over $1 billion of construction loans for projects just like yours. As a trusted direct lender, we bring years of experience and personalized service to every loan, giving you confidence that you are partnering with a team of experts who understand your real estate investment goals.
Make More Money
Construction loan interest rates in Virginia from 9.50%
Get Started Now
Start your construction project with the financing you need today. Get pre-approved in minutes with our online application - or call us at 407-476-2500.
Where We Lend
AL, AR, CO, CT, DC, DE, FL, GA, IA, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, NE, NJ, OH, OK, PA, RI, SC, TN, TX, VA, WI, WV
 
What's Special About Virginia?
Virginia’s real estate market offers a robust and diverse landscape for real estate investors, blending urban vibrancy, suburban growth, and historic charm. Northern Virginia, fueled by its proximity to Washington, D.C., is a hotspot for rental properties and luxury homes, with a strong job market driven by government, tech, and defense sectors. Cities like Arlington and Alexandria experience high demand for rental units, while areas such as Fairfax and Loudoun counties offer opportunities in growing suburban neighborhoods. Richmond, the state capital, provides a more affordable market with increasing demand for revitalized homes and rental properties in its historic districts. Coastal regions like Virginia Beach and Norfolk attract vacation home buyers and short-term rental investors, thanks to their tourist appeal and military presence. With rising home values, strong rental demand, and a mix of urban and suburban markets, Virginia offers a compelling environment for investors aiming to capitalize on both stability and growth potential.
 
Our Lending Experts Are Here to Help
Thinking about a new construction project in Virginia? Ready to get an approval? We want to make your life easier with our flexible process and knowledgeable staff. Get started with our online pre-approval and you'll be one step closer to a fast closing.
 
Frequently Asked Questions
Getting started with a ground-up construction loan from LYNK Capital is simple. Begin by completing our online application, which allows us to understand your funding needs. Our process is designed to minimize delays and maximize efficiency so that you can focus on what you do best: building properties in Virginia for profit.
Renovation & Construction FAQs
 
Copyright © 2025 LYNK Capital Management Company, LLC. All Rights Reserved.
LYNK Capital® is a registered service mark.
Disclaimers: LYNK Capital makes loans solely for business purposes (and not for personal or consumer use) and is exempt from licensing in all states in which it operates. LYNK Capital Fund, L.P. does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice. No information on this site is intended to, or shall, create a legally binding commitment or obligation on the part of LYNK Capital Fund, L.P. and all terms are expressly subject to LYNK Capital's credit, legal, and investment approval process.
LYNK Capital - Virginia Construction Loans