DSCR Loans in Florida

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30-year rental loans for residential properties in cities like Jacksonville, Orlando, and Tampa.

Build Your Rental Portfolio
Build wealth by building your portfolio of income-producing rental properties. Obtain long-term DSCR financing to grow your portfolio without the hassle of bank underwriting rules. We can offer DSCR rental loan solutions for one property or your entire rental portfolio.
Maximize Your Returns
Borrow up to 80% of your property's value. DSCR rental loans are qualified using the property's DSCR. No personal DTI calculations or tax returns are required.
Simplify Your Process
Finishing a rehab and want to retain the property? If you financed your rehab with us, we can simplify your transition to a DSCR rental loan - saving you time and money.
Borrow With Confidence
LYNK Capital has funded over $1 billion of rental and DSCR loans for projects just like yours. As a trusted direct lender, we bring years of experience and personalized service to every loan, giving you confidence that you are partnering with a team of experts who understand your real estate investment goals.
Make More Money
DSCR rental loan interest rates in Florida from 7.00% for the best deals.
Move Faster
Grow your rental portfolio with the financing you need today. Get pre-approved in minutes with our online application - or call us at 407-476-2500.
Where We Lend
AL, AR, CO, CT, DC, DE, FL, GA, IA, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, NE, NJ, OH, OK, PA, RI, SC, TN, TX, VA, WI, WV
 
What's Special About Florida?
Florida’s real estate market is a powerhouse for real estate investors, driven by strong population growth, favorable tax policies, and year-round demand for housing. Major cities like Miami, Tampa, and Orlando offer vibrant markets with opportunities ranging from short-term vacation rentals to high-yield multifamily properties. Coastal areas, including Naples and Sarasota, attract retirees and luxury buyers, while regions like Jacksonville provide more affordable entry points with rising home values. Florida’s robust tourism industry ensures consistent demand for vacation rentals, while its business-friendly climate continues to draw companies and workers, creating opportunities for long-term rental investments. With no state income tax and a mix of urban, suburban, and waterfront properties, Florida offers unparalleled diversity and profitability for real estate investors looking to capitalize on one of the nation’s most dynamic markets.
 
Our Lending Experts Are Here to Help
Thinking about buying a new investment property in Florida? Ready to get an approval? We want to make your life easier with our flexible process and knowledgeable staff. Get started with our online pre-approval and you'll be one step closer to a fast closing.

DSCR Loans: Flexible Financing for Real Estate Investors

Looking for DSCR loans that provide reliable financing for real estate investments? LYNK Capital specializes in Debt Service Coverage Ratio (DSCR) loans, designed to help investors secure funding based on the property's income potential rather than traditional credit criteria. With competitive rates, flexible loan terms, and an efficient approval process, our DSCR loan program enables you to grow your portfolio with confidence.

DSCR financing is ideal for real estate investors focused on rental properties, as it allows for qualification based on rental income, not personal income or credit scores. Our DSCR loan program offers loan-to-value (LTV) ratios up to 80% and terms up to 30 years with competitive, fixed interest rates. By focusing on property cash flow, DSCR loans offer an investor-friendly alternative to traditional loans.

Why Choose LYNK Capital for DSCR Loans?

LYNK Capital is a trusted direct lender with extensive experience in DSCR lending and has helped real estate investors nationwide finance millions in rental property investments. Our DSCR loans are tailored for both new and seasoned investors, with loan structures that fit a wide range of property types, from single-family homes to multi-unit rentals. Whether you are expanding your rental portfolio or refinancing, we offer the flexibility, speed, and expertise to support your real estate goals.

Start your application today to secure your DSCR loan with LYNK Capital. Our simple, fast online process can get you pre-approved in minutes, helping you to capitalize on new investment opportunities with ease. Reach out now to learn more about our DSCR loan requirements, terms, and rates and start maximizing your rental property potential with expert financing from LYNK Capital.

 
Frequently Asked Questions
Getting started with a DSCR rental loan from LYNK Capital is simple. Begin by completing our online application, which allows us to understand your funding needs. Our process is designed to minimize delays and maximize efficiency so that you can focus on building your portfolio.
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Copyright © 2025 LYNK Capital Management Company, LLC. All Rights Reserved.
LYNK Capital® is a registered service mark.
LYNK Capital offers fix & flip loans, new construction loans, bridge loans, and DSCR rental loans to real estate investors.
Disclaimers: LYNK Capital makes loans solely for business purposes (and not for personal or consumer use) and is exempt from licensing in all states in which it operates. LYNK Capital Fund, L.P. does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice. No information on this site is intended to, or shall, create a legally binding commitment or obligation on the part of LYNK Capital Fund, L.P. and all terms are expressly subject to LYNK Capital's credit, legal, and investment approval process.
LYNK Capital - Florida DSCR Rental Loans