DSCR Loans in Texas

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30-year rental loans for residential properties in cities like Houston, San Antonio, and Dallas.

Build Your Rental Portfolio
Build wealth by building your portfolio of income-producing rental properties. Obtain long-term DSCR financing to grow your portfolio without the hassle of bank underwriting rules. We can offer DSCR rental loan solutions for one property or your entire rental portfolio.
Maximize Your Returns
Borrow up to 80% of your property's value. DSCR rental loans are qualified using the property's DSCR. No personal DTI calculations or tax returns are required.
Simplify Your Process
Finishing a rehab and want to retain the property? If you financed your rehab with us, we can simplify your transition to a DSCR rental loan - saving you time and money.
Borrow With Confidence
LYNK Capital has funded over $1 billion of rental and DSCR loans for projects just like yours. As a trusted direct lender, we bring years of experience and personalized service to every loan, giving you confidence that you are partnering with a team of experts who understand your real estate investment goals.
Make More Money
DSCR rental loan interest rates in Texas from 7.00% for the best deals.
Move Faster
Grow your rental portfolio with the financing you need today. Get pre-approved in minutes with our online application - or call us at 407-476-2500.
Where We Lend
AL, AR, CO, CT, DC, DE, FL, GA, IA, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, NE, NJ, OH, OK, PA, RI, SC, TN, TX, VA, WI, WV
 
What's Special About Texas?
Texas is a powerhouse real estate market, offering vast opportunities for real estate investors across its dynamic and rapidly growing cities. Major metropolitan areas like Austin, Dallas, Houston, and San Antonio drive demand with their booming economies, fueled by industries such as technology, energy, healthcare, and manufacturing. Austin, often referred to as the "Silicon Hills," attracts tech professionals and investors alike with its vibrant job market and high demand for rental properties. Dallas and Houston boast strong job growth, diverse housing markets, and excellent opportunities for flipping or holding rental properties. San Antonio combines affordability with steady population growth, making it ideal for first-time investors. Texas also benefits from its business-friendly policies, no state income tax, and strong population growth, which contribute to rising property values and consistent rental demand. Whether focusing on urban, suburban, or rural properties, Texas offers unparalleled diversity and long-term profitability for real estate investors.
 
Our Lending Experts Are Here to Help
Thinking about buying a new investment property in Texas? Ready to get an approval? We want to make your life easier with our flexible process and knowledgeable staff. Get started with our online pre-approval and you'll be one step closer to a fast closing.

DSCR Loans: Flexible Financing for Real Estate Investors

Looking for DSCR loans that provide reliable financing for real estate investments? LYNK Capital specializes in Debt Service Coverage Ratio (DSCR) loans, designed to help investors secure funding based on the property's income potential rather than traditional credit criteria. With competitive rates, flexible loan terms, and an efficient approval process, our DSCR loan program enables you to grow your portfolio with confidence.

DSCR financing is ideal for real estate investors focused on rental properties, as it allows for qualification based on rental income, not personal income or credit scores. Our DSCR loan program offers loan-to-value (LTV) ratios up to 80% and terms up to 30 years with competitive, fixed interest rates. By focusing on property cash flow, DSCR loans offer an investor-friendly alternative to traditional loans.

Why Choose LYNK Capital for DSCR Loans?

LYNK Capital is a trusted direct lender with extensive experience in DSCR lending and has helped real estate investors nationwide finance millions in rental property investments. Our DSCR loans are tailored for both new and seasoned investors, with loan structures that fit a wide range of property types, from single-family homes to multi-unit rentals. Whether you are expanding your rental portfolio or refinancing, we offer the flexibility, speed, and expertise to support your real estate goals.

Start your application today to secure your DSCR loan with LYNK Capital. Our simple, fast online process can get you pre-approved in minutes, helping you to capitalize on new investment opportunities with ease. Reach out now to learn more about our DSCR loan requirements, terms, and rates and start maximizing your rental property potential with expert financing from LYNK Capital.

 
Frequently Asked Questions
Getting started with a DSCR rental loan from LYNK Capital is simple. Begin by completing our online application, which allows us to understand your funding needs. Our process is designed to minimize delays and maximize efficiency so that you can focus on building your portfolio.
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Copyright © 2025 LYNK Capital Management Company, LLC. All Rights Reserved.
LYNK Capital® is a registered service mark.
LYNK Capital offers fix & flip loans, new construction loans, bridge loans, and DSCR rental loans to real estate investors.
Disclaimers: LYNK Capital makes loans solely for business purposes (and not for personal or consumer use) and is exempt from licensing in all states in which it operates. LYNK Capital Fund, L.P. does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice. No information on this site is intended to, or shall, create a legally binding commitment or obligation on the part of LYNK Capital Fund, L.P. and all terms are expressly subject to LYNK Capital's credit, legal, and investment approval process.
LYNK Capital - Texas DSCR Rental Loans